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Your Financial Learning Center

 

 

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Tools to help you grow your money...

 

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Find helpful information based on where you are in life.

 

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A collection of personal and business financial information from trusted resources.

 

Personal Finance Tools

Useful tools such as calculators, budgeting worksheets and checklists.

 

 Money Minute

A weekly newsletter offering various financial tips.

Year-End Planning Yields New-Year Rewards

Donate Wisely this Holiday Season

Black Friday 2013 Savvy Shoppers Guide

2013 Pre-Holiday Scam Alert

10 Tips to Save Thousands on Your Next Car

Debt Collection: Know Your Rights

Selecting the Right Financial Advisor

15 Ways to Cut the Cost of Your Next Cruise

Back to School of Older Students

Ace Your Back-to-School Shopping

College Students: Study these Scams

Your Midyear Tax Tune-Up

Fight the Fees: New Bank Fees

Remove Your Home from a Burglar's Hit List

10 Smart Strategies to Prepare for a Disaster

25 Money-Saving Strategies

15 Credit Traps to Avoid

Put the Brakes on Runaway Auto Expenses

Early Retirement Extreme

Your Credit Score - What's New for 2013

New Money-Saving Trends

10 Step Plan to Eliminate Holiday Debt

Kids and Money

Fiscal Cliff Deal: How It Affects You

Easy Success Strategies for 2013

Gift Card Trends & Traps

Preparing for a disaster

Student Loan Tips for Parents, Students

Avoiding Major Home Improvement Traps

Understanding Cloud Storage

Consumer Trend: Don't Buy ... Share

The Dirty Dozen Car-Buying Mistakes

A Handy Checklist for Finding Ways to Save

Pitfalls of Prepaid Debit Cards

12 Tips to Reduce College Costs 

Ponzi: The Ultimate Investment Scam

Consumer benefits, taxes of Affordable Care Act

5 Mistakes to Avoid When Preparing for Retirement

5 Key Questions to Help Stretch Retirement Dollars

 

 

 

 

 

 

 

 

dollarMoney Saving Tips

Consider a prepaid cell phone plan. One company offers a plan for $25 per month that has 300 minutes of talk time, unlimited texting and internet usage. Total savings up to $400 per year.

 

     Compare your car insurance rates. Many people do not want to spend the time to do this, and they may be wasting money. Most companies allow you to get a quote online, so you do not even have to speak to a salesman. Also, raising the deductible to $1,000 saves an average person about $200 per year.

 

     Driving a car that averages 30 mpg versus 20 mpg can save you $900 per year in gasoline costs.

 

 

 

QAAsk the Experts

Got a question about personal finance, buying a car or a home? Ask us anything, and we'll answer your question right here!

Question: Can closing a credit card negatively affect your credit score?

Answer: Closing a credit card can lower your credit score. Most people assume that closing a card is a good thing, but it can have a negative impact. You really need to be aware of this potential, especially if you are thinking about a new loan for a car or a home. A drop in your credit score could result in a higher loan rate. There are many factors that affect your score, and the most important thing to remember is to use credit wisely and not open too many credit cards in the first place.

 

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Financial literacy is a member-focused effort to encourage savings and to provide education on personal financial issues. If you would like to share comments or ideas, please contact This email address is being protected from spambots. You need JavaScript enabled to view it. .

Mid American Credit Union8404 West Kellogg DriveWichita, KS 67209316.722.3921Fax 316.722.0920Privacy Policy