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CarsNew/Used Auto Loan Rates
Motorcycle/Jet Ski Loan Rates
| | Autos | | Model Year | Term | As Low As (APR)* | New to 2007 | Up to 60 Months | 3.99% | New to 2007 | Up to 72 Months | 4.49% | 2006 to 2004 | Up to 60 Months | 3.99% | | | | | Motorcycles/Jet Skis | | Model Year | Term | As Low As (APR)* | New to 2004 | Up to 60 Months | 5.99% | | | |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective July 27, 2010 and subject to change without notice. Rates for auto loans include .50% rate discount for automatic loan payment from a Mid American Credit Union checking account. | |
Boats & RVs| | Boats, Motorhomes, Travel Trailers & Campers | | | Model Year | Term | As Low As (APR)* | | New to 2004 | Up to 120 Months | 7.99% | New to 2004 | 121 to 180 Months | 8.99% | 2003 or older | Up to 48 Months | 7.99% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective July 27, 2010 and subject to change without notice. |
Signature| Type of Loan | Term | Rate (APR) | | Share Secured | Up to 24 Months | 2% above Certificate Rate | | Unsecured | Up to 24 Months | As Low As 11.90%* |
*APR = Annual Percentage Rate. Actual rate based on credit history. Effective July 27, 2010 and subject to change without notice.
Home Equity & Second Mortgage| | | | With Direct Deposit Checking | Without Direct Deposit Checking | | Home Equity Line of Credit | | | 7.000% APR (Prime Rate + 0%, Floor rate is 7.00% APR) | 7.000% APR (Prime Rate + 1%, Floor rate is 7.00% APR) | | | | | | | | | | |
| | Second Mortgage | Tier A 720+ | Tier B 719-680 | Tier C 679-625 | Tier D 624-575 | 60 months 84 months Up to 120 mo | 5.49% 5.74% 6.24% | 6.74% | 7.74% | 11.74% | | | | | | | | | | | |
*APR=Annual Percentage Rate. Actual rate for Second Mortgage based on credit history. Effective July 27, 2010 and subject to change without notice.
VISA Credit Card| Type | Rate (APR ) | Select VISA | 9.90% | Everyday VISA | 14.90% | Preferred Youth VISA | 9.90% |
*APR=Annual Percentage Rate. Effective July 27, 2010 and subject to change without notice.
MortgagesMORTGAGE LOAN RATES | Effective July 27, 2010 at 3:30 p.m. CST | APR = Annual Percentage Rate
**Please call for rates on mortgages above $359,650.**Rates quoted are for fixed rate mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Mid American Credit Union\\\'s primary geographic mortgage lending area consists of Sedgwick County and contiguous counties in Kansas.
**Rates quoted 60 day lock, extended locks available--call for details.
| 15 Year Mortgage ($100k - $359,650) | | 15 Year Mortgage ($50k - $99,999) | | 15 Year Mortgage (below $50,000) | | 30 Year Mortgage ($100k - $359,650) | | 30 Year Mortgage ($50k - $99,999) | | 30 Year Mortgage (below $50,000) | |
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