Trustage

http://www.midamerican.coop/component/content/article/46-membership/703-trustage

Picture My Card

http://www.midamerican.coop/personal-accounts/checking/644-picture-my-card

Money Matters

http://moneymatters.coop/

  • 1
  • 2
  • 3
Home Loans Top

Loans

A Mid American loan makes it easy for you to borrow what you need, when you need it. You'll find a wide variety of loans:

  • New & used cars
  • Boats & RVs
  • VISA credit cards
  • First and second mortgages
  • Home equity VISA & lines of credit
  • Personal or Signature loans

Whatever your borrowing needs, Mid American can help. We even offer ways to build or rebuild credit.

It's easy to apply for your loan twenty-four hours a day, seven days a week ... in person, by phone, fax, mail, or on the internet. In addition, you'll find pleasant surprises such as no application fees; fast, friendly service; and no penalties for early payoff.

Mid American's excellent credit life and disability insurance is available at great rates, to protect you in the event of disability or death.

Mid American takes the hassles out of borrowing, with no gimmicks, no hidden charges, and no wait to apply. In fact, you don't even have to be a member to apply for a Mid American loan.

Automatic payments

Automatic payments come in a variety of forms. Payroll deduction is available to employees of companies affiliated with Mid American Credit Union. Payroll deduction lets you make your payment directly from your paycheck to your loan every payday, whether your pay period is weekly, bi-weekly, semi-monthly, or monthly. Direct deposit also allows you to make a loan payment automatically each pay period and is available to employees of many companies. See your payroll or human resources department to set your payment up, or ask the loan officer for more details.

There are several ways to make your payments from a Mid American checking or savings account, and all are absolutely free: Automatic payment, Desktop Banking (our internet banking service), or MATT (the Mid American Telephone Teller). Or you can choose automatic transfer of your monthly payment from an account at another financial institution. Automatic payments are a choice that works for you by making payments easy and convenient. You can forget about the monthly hassles of loan payment coupons, stamps, or making a trip to pay your loan.

Mid American is committed to fast, friendly, and fair service.

Preferred Youth VISA

Young members can start learning how to manage credit with a Preferred Youth VISA card. An adult co-signer sets the credit limit. The rate is excellent at 9.9%, plus there’s no annual fee. It’s an excellent way to provide budgeting flexibility for a college student.

 

Holiday Loan

 

Make shopping easy this year with a Holiday Loan! At 9.9%*, you can get $1,000 for 12 monthly payments of $91, or $2,500 for 18 monthly payments of $157.

Click to apply now!

 

*APR=Annual percentage rate. Rate effective 11/01/13 and subject to change without notice. Sample monthly payments include optional payment protection. Offer valid with approved credit.

 

VISA Disclosure

VISA Disclosure Information Information was accurate April 19, 2012 and is subject to change. Contact the Credit Union at: 8404 W. Kellogg Drive, Wichita, KS 67209 for up-to-date information.



visa_disclosure

 


Illinois Residents: Residents may contact the Commissioner of Banks and Trusts for comparative information on finance charges, fees and grace periods. State of Illinois, CIP, P.O. Box 10181, Springfield, Illinois 62791, (800) 634-5452. Wisconsin Residents: Wisconsin law provides that no agreement, court order or individual statement applying to marital property will affect a creditor's interest unless prior to the time credit is granted, the creditor is furnished with a copy of the agreement, court order or statement, or has knowledge of the adverse provision. Ohio Residents: Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. California Residents: A married applicant may apply for a separate account. Maine Residents: This will notify you that a consumer report may be requested in connection with this application and you will be informed whether or not such report was requested. If a report is requested, you will be informed o f the name and address of the consumer reporting agency and furnished a copy of the report. New York Residents: A consumer report may be requested in connection with this application. Upon your request, you will be informed whether or not a consumer report was requested, and if it was requested, the name and address of the reporting agency that furnished the report.

Click here for VISA application

   

Signature Loans

Signature loans are loans without collateral and are based on your income and credit history. If you need some cash for your wallet, or that new furniture or a much-needed vacation, you can apply for a signature loan. You don’t even have to be a member of Mid American to apply. There are no application fees and you’ll get a fast response to your request. Click here for an online application.
Ways to submit your application:

  • Fax to (316) 722-0920
  • Mail to Mid American Credit Union, Financial Services Department, 8404 W. Kellogg Dr., Wichita, KS 67209
  • Call during business hours, (316) 722-3921, ext. 202
  • Apply in person at a branch.

Features of our signature loans:

  • Low minimum amount of $500
  • Everyday low rates and terms
  • No prepayment penalties for paying off the loan early
  • Set up convenient automatic payments or payroll deduction
  • Low fee credit life and credit disability payment protection
 

Whatever your borrowing needs, Mid American can help. We take the hassles out of borrowing with no gimmicks, no hidden charges and no wait to apply. In fact, you don’t even have to be a member to apply for a Mid American loan. Mid American offers the following loans:

  • New and used cars
  • Boats and RVs
  • VISA credit cards
  • First and second mortgages
  • Home equity VISA and lines of credit
  • Personal or Signature loans


Among the features of our loans: no application fees; fast, friendly service; no penalties for early payoff; and great rates for credit life and disability insurance to protect you in the event of disability or death.

Click here for an online application.

Ways to submit your application:
•    Fax to (316) 722-0920
•    Mail to Mid American Credit Union, Financial Services Department, 8404 W. Kellogg Dr., Wichita, KS 67209
•    Call during business hours, (316) 722-3921, ext. 202
•    Apply in person at a branch.

Ways to pay:
•    Payroll deduction. Available to employees of companies affiliated with Mid American.
•    Automatic payment from a Mid American checking or savings account
•    Desktop Banking, our online banking service
•    MATT, the Mid American Telephone Teller,  system
•    Automatic transfer from an account at another financial institution

   

Page 1 of 3

Mid American Credit Union8404 West Kellogg DriveWichita, KS 67209316.722.3921Fax 316.722.0920Privacy Policy