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Personal Accounts Dividend Rates
Personal Accounts Dividend Rates
Reg & Tax-Favored Certificates
| Term | Minimum Balance Required for APY | APY* |
| 6 Month | $1000+ | 0.30% |
| 12 Month Youth | $100.00 Additions allowed to Youth Certificate - $50 minimum |
0.50% |
| 1 Year | $1000+ | 0.50% |
| 18 Month | $1000+ | 0.60% |
| 2 Year | $1000+ | 0.70% |
| 3 Year | $1000+ | 0.90% |
| 4 Year | $1000+ | 1.10% |
| 5 Year | $1000+ | 1.30% |
There may be a penalty for early withdrawal on certificate accounts.
Dividends are calculated daily and paid monthly.
APY = Annual Percentage Yield
