Loan Rates
Car Loans
New/Used Auto Loan Rates
Motorcycle/Jet Ski Loan Rates
|
Autos |
||
|
Model Year |
Term |
As Low As (APR)* |
|
New to 2009 |
Up to 63 Months |
2.99% |
|
New to 2009 |
Up to 75 Months |
2.99% |
|
2008 to 2005 |
Up to 60 Months |
2.99% |
|
Motorcycles/Jet Skis |
||
|
Model Year |
Term |
As Low As (APR)* |
|
New to 2007 |
Up to 60 Months |
5.99% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective May 24, 2013 and subject to change without notice. Rates for auto loans include .50% rate discount for new E checking account at Mid American Credit Union.
Boat and RV Loans
Boats, Motorhomes, Travel Trailers & Campers
| Model Year | Term | As Low As (APR)* |
| New to 2008 |
Up to 120 Months |
6.99% |
|
New to 2008 |
121 to 180 Months |
7.99% |
|
2007 or older |
Up to 48 Months |
6.99% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective May 24, 2013 and subject to change without notice.
Signature
Signature
| Type of Loan | Term | Rate (APR) |
| Share Secured | Up to 24 Months | 2% above Certificate Rate |
| Unsecured | Up to 24 Months | As Low As 11.90%* |
*APR = Annual Percentage Rate. Actual rate based on credit history. Effective May 24, 2013 and subject to change without notice.
Home Equity & Second Mortgage
Home Equity & Second Mortgage
|
With Direct Deposit Checking |
Without Direct Deposit Checking |
|||
| Home Equity Line of Credit |
7.000% APR (Prime Rate + 0%, Floor rate is 7.00% APR) |
7.000% APR (Prime Rate + 1%, Floor rate is 7.00% APR) |
||
|
Second Mortgage |
Tier A 720+ |
Tier B 719-680 |
Tier C 679-625 |
Tier D 624-575 |
|
60 months 84 months Up to 120 mo |
5.49% 5.74% 6.24% |
6.74% |
7.74% |
11.74% |
*APR=Annual Percentage Rate. Actual rate for Second Mortgage based on credit history. Effective May 24, 2013 and subject to change without notice.
VISA Credit Card
VISA Credit Card
| Type | Rate (APR ) |
|
Select VISA |
9.90% |
|
Everyday VISA |
14.90% |
|
Preferred Youth VISA |
9.90% |
*APR=Annual Percentage Rate. Effective May 24, 2013 and subject to change without notice.
Mortgages
MORTGAGE LOAN RATES
Effective May 24, 2013 at 3:30pm CST Save
APR = Annual Percentage Rate
**Please call for rates on mortgages above $359,650.
**Rates quoted are for fixed rate mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Mid American Credit Union's primary geographic mortgage lending area consists of Sedgwick County and contiguous counties in Kansas.
**Rates quoted 60 day lock, extended locks available--call for details.
15 Year Mortgage ($100k - $416,999)
| Rate | Points | APR |
| 3.00 | 0 | 3.116 |
15 Year Mortgage ($50k - $99,999)
| Rate | Points | APR |
| 3.00 | 0 | 3.232 |
15 Year Mortgage (below $50,000)
| Rate | Points | APR |
|
3.125 |
0 |
3.3584 |
30 Year Mortgage ($100k - $416,999)
| Rate | Points | APR |
| 4.000 | 0 |
4.067 |
30 Year Mortgage ($50k - $99,999)
| Rate | Points | APR |
| 4.000 | 0 | 4.134 |
30 Year Mortgage (below $50,000)
| Rate | Points | APR |
| 4.000 | 0 |
4.134 |
