What's New At Mid American
Mid American has free ID theft resolution service
As many as 9 million Americans have their identities stolen each year, according to the Federal Trade Commission.
While some ID theft victims can resolve problems quickly, some spend hundreds of dollars and hours repairing the damage ID thieves have done.
If you have a Mid American checking account and you are an ID theft victim, you are covered by our free Fraud Victim Resolution Service provided by Identity Fraud Inc. This coverage applies even if your Mid American account isn’t affected.
If you believe you are an identity theft victim, you can reach a dedicated case specialist at Identity Fraud Inc. 24/7 by calling 866-443-3728. The specialist will help you create a case file and provide resources for resolving the damage and protection tools.
If you do not have a Mid American checking account and need to resolve ID theft, here are four steps recommended by the FTC. More information is available at www.ftc.gov.
- Place a fraud alert on your credit reports and review your credit reports regularly. You need only call one of the three consumer reporting agencies – TransUnion, 800 680- 7289; Equifax, 800-525-6285; and Experian, 888-397-3742. The company you call is required to contact the other two.
- Close the accounts that you know or believe have been tampered with or fraudulently opened. Make sure you follow up in writing and send letters by certified mail, return receipt requested, to document your actions.
- 3. File a complaint with the FTC by going online to its website, www.ftc.gov or calling 877-ID-THEFT (438-4338).
4. File a report with local police or the police in the community where the fraud took place.