Visa Credit Cards
9.9% APR Select VISA Card
Variable rate*, secured or unsecured Select rate for excellent credit score.
14.9% APR Everyday VISA Card
Variable rate*, secured or unsecured Everyday low rate for the typical user.
9.9% Preferred Youth VISA
Variable rate* for age 16-24, requires adult co-signer.
* Variable rate is tied to the Wall Street Journal Prime rate, plus certain percentage points.
Mid American VISA Features
- No Annual Fee
- No-Fee Cash Advances
- ATM Access Worldwide
- 25-Day Grace Period on Purchases
- Free Additional Cards for Joint Accountholders
- Verified by VISA Online Security Protection
- Manage Your Card Online with Desktop Banking
Additional Features for Select VISA Gold Card
- Free Travel & Emergency Assistance – help for a variety of travel emergencies is a phone call away at 1-800-VISA-911, including transportation assistance, legal referral assistance, and medical referral assistance.
Young members can start learning how to manage credit with a Preferred Youth VISA card. An adult co-signer sets the credit limit. The rate is excellent at 9.9%, plus there’s no annual fee. It’s an excellent way to provide budgeting flexibility for a college student.
Take the Mid American Visa® card you already use, add a password to confirm your identity, and you’ve got Verified by Visa®—the new service exclusively for Visa® cardholders. You get added online protection with the card you already have:
- Password is linked to your card, not your computer*
- Help prevent unauthorized purchases before they happen
- Shop online with added security and peace of mind
Add Security in Three Simple Steps
*Verified by Visa will require Microsoft Internet Explorer 4.01 and above, Netscape Navigator 4.08 and above, or AOL 5x and above.
VISA Disclosure Information Information was accurate April 19, 2012 and is subject to change. Contact the Credit Union at: 8404 W. Kellogg Drive, Wichita, KS 67209 for up-to-date information.
Illinois Residents: Residents may contact the Commissioner of Banks and Trusts for comparative information on finance charges, fees and grace periods. State of Illinois, CIP, P.O. Box 10181, Springfield, Illinois 62791, (800) 634-5452. Wisconsin Residents: Wisconsin law provides that no agreement, court order or individual statement applying to marital property will affect a creditor's interest unless prior to the time credit is granted, the creditor is furnished with a copy of the agreement, court order or statement, or has knowledge of the adverse provision. Ohio Residents: Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. California Residents: A married applicant may apply for a separate account. Maine Residents: This will notify you that a consumer report may be requested in connection with this application and you will be informed whether or not such report was requested. If a report is requested, you will be informed o f the name and address of the consumer reporting agency and furnished a copy of the report. New York Residents: A consumer report may be requested in connection with this application. Upon your request, you will be informed whether or not a consumer report was requested, and if it was requested, the name and address of the reporting agency that furnished the report.
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