Deposit Accounts

Partnering with Mid American Credit Union for your business’ financial needs creates solutions that you own. As a member you become an owner, and that means we work to serve your best interests.

Our business deposit accounts offer flexibility without the hidden expense of per check fees or per item fees on deposits.


Business Essentials Checking

A checking account solution with a low, fixed monthly cost.

  • $100 to open
  • No minimum balance
  • No per check fees
  • No per item fees on deposits
  • 5 free online bill payments per month
  • Overdraft coverage available
  • VISA® Business Check Card
  • $7 monthly fee


Business e-Checking

The ideal checking account for electronic access and no monthly fee.

  • $100 to open
  • No monthly fee
  • No minimum balance
  • No per check fees
  • No per item fees on deposits
  • 5 free online bill payments per month
  • Overdraft coverage available
  • VISA® Business Check Card
  • Dividends paid monthly


Business Basic Savings

Simple solution for basic business needs.

  • $100 to open
  • No minimum balance
  • Dividends paid monthly on balance more than $100
  • $7 monthly fee if balance is less than $100


Business Money Market

Flexibility for managing funds, while earning money market dividends.

  • $1,000 to open
  • No minimum balance
  • Tiered monthly money market dividends
  • $7 monthly fee if balance is less than $1,000



Contact Stan Smith, our business services manager, for more information.

Stan Smith

Business Services Manager
(316) 779-0049
stans@midamerican.coop(Opens in a new window)(Opens in a new window)(Opens in a new window)

Mobile Deposit

Deposit checks with your mobile device. Learn More.

Mobile Banking

We're there for you wherever you are, whenever you need us. Learn More.