Loan Rates

For Dividend Rates, click here.

Boats, Motorhomes, Travel Trailers & Camper Loans
Model Year Term As Low As (APR)*
New to 2014 Up to 120 Months 7.69%







*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective January 24, 2017 and subject to change without notice.
New/Used Auto Loan Rates 
Model Year Term As Low As (APR)*
New to 2016 Up to 63 Months
64 to 75 Months		 2.79%*
2.99%*
2015 to 2011 Up to 63 Months 2.79%*
2010 and Older Up to 48 Months 2.79%*



Motorcycles/Jet Ski Loan Rates 
Model Year Term As Low As (APR)*
New to 2014 Up to 60 Months 6.69%*
*Auto loan rates include .30% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective November 16, 2017 and subject to change without notice.

Effective December 1st, 2020 at 2:00 pm CST


15 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999
2.500%
 0
2.579%
$100k to $199,999 2.500% 0 2.618%





30 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999 2.875%
 0 2.921%
$100k to $199,999 2.875%
 0
2.944%





15 Year FHA Mortgage
Amount Rate Points APR
$200k 4.250% 0 5.250%

30 Year FHA Mortgage
Amount Rate Points APR
$200k 4.625% 0 5.700%

15 Year VA Mortgage
Amount Rate Points APR
$200k 4.250% 0 4.796%

30 Year VA Mortgage
Amount Rate Points APR
$200k 4.625% 0 5.700%






Home Equity/Second Mortgage
Term Rate as low as

5 years
7 years
10 years
15 years
4.50% APR
4.75% APR
5.25% APR
5.75% APR


APR = Annual Percentage Rate

**Please call for rates on mortgages below $100,000 or above $416,999.
**Rates quoted are for fixed rate mortgages and second mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Rates quoted 60 day lock, extended locks available--call for details.

Signature Loans
Type of Loan
Term Rate (APR)
Share Secured Up to 36 Months 3% above Certificate Rate
Unsecured Up to 36 Months As Low As 11.90%

*APR = Annual Percentage Rate. Actual rate based on credit history. Effective January 24, 2017 and subject to change without notice.
VISA Credit Cards
Type Rates (APR)
Select VISA 9.90%
Everyday VISA 14.90%
Preferred Youth VISA 9.90%

*APR=Annual Percentage Rate. Effective September 29, 2017 and subject to change without notice.





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Money Matters

Your blog source for money management tips and personal finance advice. 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