Loan Rates

For Dividend Rates, click here.

Boats, Motorhomes, Travel Trailers & Camper Loans
Model Year Term As Low As (APR)*
New to 2015 Up to 120 Months 7.69%







*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective January 24, 2017 and subject to change without notice.
New/Used Auto Loan Rates 
Model Year Term As Low As (APR)*
New to 2017 Up to 63 Months
64 to 75 Months		 2.45%*
2.45%*
2016 to 2012 Up to 63 Months 2.45%*
2011 and Older Up to 48 Months 2.45%*



Motorcycles/Jet Ski Loan Rates 
Model Year Term As Low As (APR)*
New to 2015 Up to 60 Months 6.69%*
*Auto loan rates include .50% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective November 16, 2017 and subject to change without notice.

Effective January 25th, 2022 at 900 am CST


15 Year Conventional Mortgage
Amount Rate Points APR
$200k to $548,250
3.125%
 0
3.204%
$100k to $199,999 3.125% 0 3.243%





30 Year Conventional Mortgage
Amount Rate Points APR
$200k to $548,250 3.750%
 0 3.796%
$100k to $199,999 3.750%
 0
3.819%





15 Year FHA Mortgage
Amount Rate Points APR
$200k 4.250% 0 5.250%

30 Year FHA Mortgage
Amount Rate Points APR
$200k 4.625% 0 5.700%

15 Year VA Mortgage
Amount Rate Points APR
$200k 4.250% 0 4.796%

30 Year VA Mortgage
Amount Rate Points APR
$200k 4.625% 0 5.700%






Home Equity/Second Mortgage
Term Rate as low as

5 years
7 years
10 years
15 years
4.50% APR
4.75% APR
5.25% APR
5.75% APR


APR = Annual Percentage Rate

**Please call for rates on mortgages below $100,000 or above $416,999.
**Rates quoted are for fixed rate mortgages and second mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Rates quoted 60 day lock, extended locks available--call for details.

Signature Loans
Type of Loan
Term Rate (APR)
Share Secured Up to 36 Months 3% above Certificate Rate
Unsecured Up to 36 Months As Low As 11.90%

*APR = Annual Percentage Rate. Actual rate based on credit history. Effective January 24, 2017 and subject to change without notice.
VISA Credit Cards
Type Rates (APR)
Select VISA 9.90%
Everyday VISA 14.90%
Preferred Youth VISA 9.90%

*APR=Annual Percentage Rate. Effective September 29, 2017 and subject to change without notice.





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Money Matters

Your blog source for money management tips and personal finance advice. 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