Loan Rates

For Dividend Rates, click here.

Boats, Motorhomes, Travel Trailers & Camper Loans
Model Year Term As Low As (APR)*
New to 2012 Up to 120 Months 6.99%
New to 2012 121 to 180 Months 7.99%
2012 or Older Up to 48 Months 6.99%

*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective January 24, 2017 and subject to change without notice.
New/Used Auto Loan Rates 
Model Year Term As Low As (APR)*
New to 2012 Up to 75 Months 3.19%
2011 to 2006 Up to 63 Months 3.19%
2005 and Older Up to 48 Months 3.19%


Motorcycles/Jet Ski Loan Rates 
Model Year Term As Low As (APR)*
New to 2011 Up to 60 Months 5.99%

Financing 76 to 84 months may be available; contact Financial Services at 316-722-3921, ext. 202. 

*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective January 24, 2017 and subject to change without notice. 

Auto loan rates include .30% rate discount for electronic loan payment or for opening a new e-checking account.

Effective February 23rd, 2017 at 10:00 am CST


15 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999 3.375% 0 3.433%
$100k to $199,999 3.375% 0 3.492%

30 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999 4.125% 0 4.158%
$100k to $199,999 4.125% 0 4.192%

15 Year FHA Mortgage
Amount Rate Points APR
$200k 3.500% 0 5.015%

30 Year FHA Mortgage
Amount Rate Points APR
$200k 3.750% 0 5.151%

15 Year VA Mortgage
Amount Rate Points APR
$200k 3.500% 0  3.962%

30 Year VA Mortgage
Amount Rate Points APR
$200k 3.750% 0 4.010%


APR = Annual Percentage Rate

**Please call for rates on mortgages below $100,000 or above $416,999.
**Rates quoted are for fixed rate mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Rates quoted 60 day lock, extended locks available--call for details.

Signature Loans
Type of Loan
Term Rate (APR)
Share Secured Up to 36 Months 2% above Certificate Rate
Unsecured Up to 36 Months As Low As 11.90%

*APR = Annual Percentage Rate. Actual rate based on credit history. Effective January 24, 2017 and subject to change without notice.
VISA Credit Cards
Type Rates (APR)
Select VISA 9.90%
Everyday VISA 14.90%
Preferred Youth VISA 9.90%

*APR=Annual Percentage Rate. Effective January 24, 2017 and subject to change without notice.