Loan Rates

For Deposit Rates, click here.

Boats, Motorhomes, Travel Trailers & Camper Loans
Model Year Term As Low As (APR)*
New to 2017 Up to 120 Months 8.25%







*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective May 4. 2022 and subject to change without notice.
New/Used Auto Loan Rates 
Model Year Term As Low As (APR)*
New to 2019 Up to 63 Months
64 to 75 Months
5.50%*
5.75%*
2018 to 2014 Up to 63 Months 5.50%*
2013 and Older Up to 48 Months 5.50%*



Motorcycles/Jet Ski Loan Rates 
Model Year Term As Low As (APR)*
New to 2018 Up to 60 Months 6.75%*
*Auto loan rates include .25% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective May 4, 2022 and subject to change without notice.


15 Year Fixed Rate Mortgage
Rate
APR*
5.625%
5.817%
20 Year Fixed Rate Mortgage
Rate
APR*
6.000%
6.157%
30 Year Fixed Rate Mortgage
Rate
APR*
6.375%
6.497%
Home Equity/Second Mortgage
Term
APR's As Low As
5 Years
7 Years
10 Years
15 Years
5.99% 
6.25% 
6.99%
7.25% 

For FHA, VA and USDA rates, contact a mortgage loan officer:
Debbie Stang, MLO# 489334 - debbies@midamerican.coop or 316-722-3921, ext. 250 
LeeAnn Marker, MLO# 591555 - leeannm@midamerican.coop or 316-722-3921, ext. 193
 

*APR=Annual Percentage Rate. Mortgage rates effective February 7, 2023 at 9:00 am and subject to change without notice. Fixed rate mortgages shown are for comparison purposes and assume a purchase price of $250,000 with a 20% down payment.

 

Signature Loans
Type of Loan
Term Rate (APR)
Share Secured Up to 60 Months 3% above Certificate Rate
Unsecured Up to 60 Months As Low As 10.90%

*APR = Annual Percentage Rate. Actual rate based on credit history. Effective May  4, 2022 and subject to change without notice.
VISA Credit Cards
Type Rates (APR)
Select VISA 9.90%
Everyday VISA 14.90%
Preferred Youth VISA 9.90%

*APR=Annual Percentage Rate. Effective  May  4, 2022 and subject to change without notice.
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