Loan Rates

For Dividend Rates, click here.

Boats, Motorhomes, Travel Trailers & Camper Loans
Model Year Term As Low As (APR)*
New to 2012 Up to 120 Months 7.69%







*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective January 24, 2017 and subject to change without notice.
New/Used Auto Loan Rates 
Model Year Term As Low As (APR)*
New to 2013 Up to 63 Months
64 to 75 Months
3.99%*
4.19%*
2012 to 2007 Up to 63 Months 3.99%*
2006 and Older Up to 48 Months 3.99%*



Motorcycles/Jet Ski Loan Rates 
Model Year Term As Low As (APR)*
New to 2012 Up to 60 Months 6.69%*
*Auto loan rates include .30% discount for: 1) automatic electronic loan payment, or 2) 20% down payment, discounts cannot be combined). APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective November 16, 2017 and subject to change without notice.

Effective August 17th, 2018 at 9:00am CST


15 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999 4.125% 0 4.204%
$100k to $199,999 4.125% 0 4.243%

30 Year Conventional Mortgage
Amount Rate Points APR
$200k to $416,999 4.750% 0 4.796%
$100k to $199,999 4.750% 0 4.819%

15 Year FHA Mortgage
Amount Rate Points APR
$200k 4.000% 0 5.515%

30 Year FHA Mortgage
Amount Rate Points APR
$200k 4.375% 0 5.776%

15 Year VA Mortgage
Amount Rate Points APR
$200k 4.000% 0 4.260%

30 Year VA Mortgage
Amount Rate Points APR
$200k 4.375% 0 4.835%


Home Equity/Second Mortgage
Term Rate as low as

5 years
7 years
Up to 10 years
4.50% APR
4.75% APR
5.25% APR


APR = Annual Percentage Rate

**Please call for rates on mortgages below $100,000 or above $416,999.
**Rates quoted are for fixed rate mortgages and second mortgages, please call for variable mortgage rate information.
**Rates, origination fees, discount points and other information subject to change without notice.
**Rates quoted 60 day lock, extended locks available--call for details.

Signature Loans
Type of Loan
Term Rate (APR)
Share Secured Up to 36 Months 3% above Certificate Rate
Unsecured Up to 36 Months As Low As 11.90%

*APR = Annual Percentage Rate. Actual rate based on credit history. Effective January 24, 2017 and subject to change without notice.
VISA Credit Cards
Type Rates (APR)
Select VISA 9.90%
Everyday VISA 14.90%
Preferred Youth VISA 9.90%

*APR=Annual Percentage Rate. Effective September 29, 2017 and subject to change without notice.
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