A young lady shopping in a music store

Visa Credit Cards

Come out way ahead with low rates and exciting rewards.


If you like perks, these cards are the perfect choice, including no balance transfer fees

A Visa credit card is more than just a convenient way to shop. Our cards allow you to pile up points with every purchase and redeem points earned as Cash Back, Pay with Points, Check-Out with Points, or purchase gift cards and merchandise.

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Card Choices

  • Select Rewards Visa: 9.9% APR1. Our lowest fixed-rate Visa for well-qualified cardholders.
  • Everyday Rewards Visa: 14.9% APR1. Secured or unsecured cards both feature an everyday low fixed-rate.
  • Preferred Youth Rewards Visa: 9.9% APR1. An ideal first fixed-rate credit card for young people ages 16-24. Requires adult co-signer.

Card Features

  • No annual fee
  • No cash advance fees2
  • No balance transfer fees3
  • ATM access worldwide
  • 25-day grace period on purchases
  • Make payments, get cash advances via Online or Mobile Banking
  • Use Rewards Visa for no-fee overdraft transfers to your Mid American checking account4
1APR=Annual Percentage Rate.
2Interest begins accruing on date of Cash Advance.
3Interest begins accruing on date of Balance Transfer. Balance transfers do not earn reward points.
4A minimum of $50 will be transferred to cover a checking account overdraft of $50 or less; maximum transfer amount will be based on your available credit limit.