Credit Insurance

Here to ease your financial burdens.

Mid American makes available two types of credit insurance that can help ease the financial burden of your loan obligations in the event of an unexpected life event, accident or illness. Make sure you have the necessary coverage to help protect the financial well-being of your family and your assets. Consider purchasing credit life and credit disability insurance.
Credit life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur. A covered life event will include not only death, but also the certified diagnosis of a terminal illness and accidental dismemberment. Borrowers are eligible for this coverage if under age 70.
Credit disability insurance may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident. Borrowers may be eligible for coverage if they are actively employed 25 or more hours per week and are under age 66. There is a 14 day waiting period before becoming eligible for benefits.
This protection is offered at competitively priced rates on consumer, home equity and auto loans, including VISA credit accounts. Single and joint coverage is available.
To find out more, contact a Financial Services Representative, 316-722-3921, ext. 202.

Need to file a credit life or disability claim? Click the button below.
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1259632.1-0715-0817