Credit Insurance

Protect your financial well-being from a major life event.

Learn more about credit insurance from our trusted partner.

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We offer two types of credit insurance that can help ease the financial burden of your loan obligations in the event of an unexpected life event, accident or illness. Make sure you have coverage to help protect your financial well-being by including credit life and credit disability insurance with your financing.

Credit Life Insurance

Designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur. A covered life event will include not only death, but also the certified diagnosis of a terminal illness and accidental dismemberment. Borrowers are eligible for this coverage if under age 70.

Credit Disability Insurance

This coverage may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident. Borrowers may be eligible for coverage if they are actively employed 25 or more hours per week and are under age 66. There is a 14-day waiting period before becoming eligible for benefits.

These protection options are offered at competitively priced rates on home equity, auto and consumer loans, including VISA credit card accounts. Single and joint coverage is available.

To find out more, contact a Financial Services Representative, 316-722-3921, ext. 202.

Need to file a credit life or disability claim? Click the button below.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1259632.1-0715-0817