Money Market

There's a simple way to give your money some extra power.


Get results right away with this high-performance account

Everyone wants their savings to work harder. But not everyone has the luxury of tying up their dollars for months or years at a time. A Mid American Money Market offers the best of both worlds - higher earnings than most standard savings accounts and easy access to funds right when you need them for expenses, purchases or special occasions.








Money Market Accounts

Regular Money Market

  • $1,000 minimum deposit to open.
  • Add to your balance as often as you like
  • Tiered rate system means that bigger balances can have higher earning potential
  • No minimum savings period
  • Access funds through checks, Online and Mobile Banking and at Mid American locations
  • A safe, secure saving strategy with balances up to $250,000 protected by National Credit Union Administration
  • $10 monthly fee for balance less than $1,000

Premier Money Market

  • $1,000 minimum deposit to open.
  • Available to checking account members or to members adding $25,000 in new money
  • Make additional deposits as often as you like
  • Tiered rate system means that bigger balances can have higher earning potential
  • No minimum savings period
  • Access funds through checks, Online and Mobile Banking and at Mid American locations
  • A safe, secure saving strategy with balances up to $250,000 protected by National Credit Union Administration
  • $10 monthly fee for balance less than $1,000

Regular Money Market

Balance APY*
$0 - $9,999 0.05%
$10,000 - $49,999 0.10%
$50,000 - $99,999 0.15%
$100,000 - $499,999 0.20%
$500,000 - $999,999 0.25%
$1,000,000 and Up 0.30%


Premier Money Market

Balance APY*
$0 - $49,999 0.20%
$50,000 - $199,999 2.00%
$200,000 and Up 3.00%

*APY=Annual Percentage Yield. APY is variable and may change after account is opened. Minimum deposit to open a Money Market Account or a Premier Money Market Account is $1,000. Rates are effective April 1, 2023.