Business man going over financials in his office

Business Loans

Tailored to help your business grow, compete and succeed.

We're proud to be a trusted business partner

At Mid-American, we've helped many small businesses and big companies reach the next level with loans for equipment, real estate, inventory and overall expansion. And while you may come to us for cash, you'll leave with valuable insights from a commercial lending team that understands local markets, cash-flow needs and how to structure funding for your particular purchase or project.

Loan features

  • Term loans, lines of credit and business credit cards
  • Competitive rates
  • Flexible payment plans
  • Streamlined approval process offers faster access to funds
  • Tailored loan structures to fit your specific needs
  • Personal assistance from experienced lenders

Loan Types

Lines of Credit:
Get access to a revolving fund that can cover everything from repairs and supplies to inventory and seasonal hiring. Enjoy fast access through Online and Mobile Banking, and pay interest only on the portion of the credit line that's actually in use.
Term Loans:
Obtain flexible financing for renovations, expansion plans, acquisitions and more with capital that can help you gain a competitive edge. Our affordable rates on short-term or long-term loans provide businesses of all sizes and types with practical financial solutions.
Vehicle & Commercial Equipment Loans:
From factory machinery and medical equipment to delivery vans and 18-wheelers, acquire the equipment and vehicles you need to power your business forward. Competitive rates and flexible terms allow you to make major purchases while maintaining consistent cash flow.
Commercial Real Estate Loans:
Timely financing can help your business build a new headquarters, acquire retail space, rehab a manufacturing operation or develop a commercial office complex. We offer funding for purchase of commercial property, new construction or the refinancing of a current loan.
Visa Credit Cards:

Save money with our low rates and standardize purchasing procedures by ordering multiple cards for your business. Set specific purchase limits for each card and monitor spending with detailed records of each transaction and control.

Meet our team leader

Looking for financing that takes your business to a new level? Contact Stan Smith, our business services manager, for more information.
Headshot Stan Smith

Stan Smith

Business Services Manager
(316) 779-0049