Loan Rates


















New/Used Auto Loans
Model Year Term As Low As (APR)*
New to 2020
Up to 63 Months
64 to 75 Months
84 months
6.49%*
6.99%*
7.74%**
2019 to 2015 Up to 63 Months 6.49%*
2014 and Older Up to 48 Months 6.49%*
 
Motorcycle & ATV/UTV Loans
Model Year Term As Low As (APR)*
New to 2015 Up to 75 Months 7.49%*
*Auto and motorcycle & ATV/UTV loan rates include .25% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective January 5, 2024 and subject to change without notice.
** Minimum financed amount of $35,000.00, 50,000 miles or less. 
Model Year Term As Low As (APR)*
New to 2017 Up to 120 Months 9.00%
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective July 1, 2023 and subject to change without notice.
Conventional Home Loan Rates

15 Year Fixed Rate
Rate APR*
6.750%
6.956%

20 Year Fixed Rate
Rate APR*
6.625%
6.789%

30 Year Fixed Rate
Rate APR*
7.000%
7.129%

Home Equity/Second Mortgage
Rate APR's As Low As
5 Years
7 Years
10 Years
15 Years
6.99% 
7.49% 
7.99%
9.00% 
*APR=Annual Percentage Rate. Mortgage rates are subject to change without notice. Fixed rate mortgage APYs shown are for comparison purposes and assume a purchase price of $250,000 with a 20% down payment.

For FHA, VA and USDA rates, contact a mortgage loan officer:

Signature Loans
Type of Loan Term Rate (APR)
Share Secured Up to 60 Months 3% above Certificate Rate
Unsecured Up to 60 Months As Low As 10.90%
*APR = Annual Percentage Rate. Actual rate based on credit history. Effective July 1,2023 and subject to change without notice.
Type Rates (APR)
Select Rewards VISA 9.90%
Everyday Rewards VISA 14.90%
Preferred Youth Rewards VISA 9.90%
*APR=Annual Percentage Rate. Effective July 1, 2023 and subject to change without notice.