Certificates

Certificate Specials

13 Months 5.00% APY* - $25K New Money**

13 Months 4.25% APY* - Minimum $1,000


*APY=Annual Percentage Yield. Special rate effective 03/27/2023 and subject to change without notice. 13-month certificates will renew as a one year certificate.
**5.00% APY special rate requires minimum of $25,000 in new money to Mid American Credit Union.


Regular Certificates

A regular certificate starts with a $1000 minimum investment, with a wide range of terms, from six months to five years. Regular certificates may also be held in Traditional or Roth IRA, SEP, and HSA investments. Early withdrawal is subject to a penalty.


PayDay Certificate

The PayDay Certificate lets members enjoy certificate earnings with an opening deposit of just $100 on a one year certificate. Then automatic transfers, timed to the individual's payday, are set up to increase the certificate amount ($10 minimum transfer monthly). Early withdrawal is subject to a penalty.


Preferred Youth Certificate

Help a young person (up to age 24) prepare for the future with a Preferred Youth Certificate with just a $100 opening deposit. Then make deposits of $50 or more into the certificate at any time. This one-year certificate earns the regular one-year certificate rate. The Preferred Youth Certificate is not available for IRA ownership. Early withdrawal is subject to a penalty.


More Information

Whatever your certificate or tax-favored needs, Mid American can help you meet them. Please call our Member Contact Center, (316) 722-3921, ext. 202.





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