A young family walking along a trail

Savings

Take big steps toward a brighter financial future.


There are a million good reasons to save - maybe more

Save for big purchases, major repairs and home remodeling. Save for family vacations, holiday festivities and educational expenses. Save so that you can enjoy life more and worry a little less. At Mid American, we offer a variety of accounts that can help you grow your money and be ready for anything the future might bring.
















Opening a Membership Savings account establishes your membership in Mid American Credit Union. That gives you access to all our first-rate loans, deposit accounts and other financial services.

  • No monthly fee if balance stays above $100
  • Earn competitive dividends
  • Three free withdrawals per month
  • Access cash from nationwide ATM network
  • Account can be used for Overdraft Protection
If you like using your debit card, you'll love this savings plan. 

  • Every time you use your debit card, your purchase is rounded up to the next dollar amount.
  • The difference is then automatically deposited into your savings account.
  • Here's an example - if you pay $32.75 for groceries, the extra 25 cents is moved into savings
  • In the course of a year, it's possible to boost your savings by several hundred dollars
Deck the halls with more merriment than ever. Save year-round so you can afford all those nice gifts, fancy meals and glittering decorations this holiday season.

  • Start your account at any time of year
  • Make as many deposits as you wish
  • Earn competitive dividends
  • Make penalty-free withdrawals from October 1 to December 31
  • ATM access is not available on this account and it cannot be used for Overdraft Protection
A Caribbean cruise or Smokey Mountain camping. Theme park thrill rides or old world historic sites. No matter where you plan to travel, having extra money to spend can make the experience even more enjoyable.

  • Make regular deposits to a Vacation Savings account for that special getaway
  • Earn competitive dividends
  • Make up to three free withdrawals per month
  • ATM access is not available on this account, but it can be used for Overdraft Protection.
Build up your account balance without having to work at it by arranging for a portion of your paycheck or Social Security check to be automatically deposited in a savings account.

  • Designed to encourage consistent saving for members who work at a Mid American payroll group or who receive Social Security
  • Earn one of Mid American's highest dividend rates by maintaining minimum monthly balance of $500
  • Restricted access account with one free withdrawal monthly
  • Non-payroll deduction deposits up to $500 may be made during first 90 days the account is open
  • ATM access is not available on this account and it cannot be used for Overdraft Protection