
How It Works
- Open a Mid American direct deposit checking or savings account2 (or have an existing account).
- Choose a monthly payment and loan amount that fits your budget.
- Pay off your Score Booster loan over 24 months. Your payments are reported each month to all three major credit bureaus: TransUnion, Equifax and Experian.
- Unlock your funds. Once you've paid off your Score Booster loan, your original loan amount becomes yours to spend.
Easy Approval

1APR=Annual Percentage Rate. Rate effective 3/28/2023.
2A Score Booster loan requires a Mid American Credit Union direct deposit checking or savings account to be eligible. All eligible applicants are subject to approval with the exceptions of a current bankruptcy filing or a charged-off or delinquent Mid American account. There is no penalty for early pay off.