Score Booster Loan Application

One of the best ways to build your credit and potentially improve your credit score is making loan payments on time. A Score Booster loan can help you accomplish that with no money up-front and a loan rate of only 11.00% APR.1

How It Works

  • Open a Mid American direct deposit checking or savings account2 (or have an existing account).
  • Choose a monthly payment and loan amount that fits your budget.
  • Pay off your Score Booster loan over 24 months. Your payments are reported each month to all three major credit bureaus: TransUnion, Equifax and Experian.
  • Unlock your funds. Once you've paid off your Score Booster loan, your original loan amount becomes yours to spend.

Easy Approval

It's easy to start building your credit today. Your application is subject to approval as long as your Mid American account is in good standing, and you do not have an active bankruptcy.

1APR=Annual Percentage Rate. Rate effective 3/28/2023.
2A Score Booster loan requires a Mid American Credit Union direct deposit checking or savings account to be eligible. All eligible applicants are subject to approval with the exceptions of a current bankruptcy filing or a charged-off or delinquent Mid American account. There is no penalty for early pay off.