It's your journey — just tell us what you want to ride.
Does it have wheels and a motor? Can it skim across a scenic lake? Then chances are good that Mid American Credit Union can help you buy with affordable financing. We offer flexible terms for autos, pickups, SUVs, motorcycles, recreational vehicles, ATVs and boats.
- Loans for new and used vehicles
- Payment terms up to 84 months for autos and 75 months for motorcycles and ATVs
- Competitive interest rates
- Save 0.25% on certain rates by scheduling automatic payments
- Easy online application
- Get pre-approved for financing before visiting the dealer or shopping online
Rates
New/Used Auto Loans
| Model Year | Term | APR*As Low As |
|---|---|---|
| New to 2020 |
Up to 63 Months
64 to 75 Months 84 months
|
6.49%*
6.99%* 7.74%**
|
| 2019 to 2015 | Up to 63 Months | 6.49%* |
| 2014 and Older | Up to 48 Months |
6.49%*
|
Motorcycle & ATV/UTV Loans
| Model Year | Term | APR*As Low As |
|---|---|---|
| New to 2015 | Up to 75 Months | 7.49%* |
*Auto and motorcycle & ATV/UTV loan rates include .25% discount for: 1) automatic electronic loan payment, or 2) 20% down payment; discounts cannot be combined. APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Effective January 5, 2024 and subject to change without notice.
** Minimum financed amount of $35,000.00, 50,000 miles or less.
** Minimum financed amount of $35,000.00, 50,000 miles or less.
Boat & RV Loans Loans
| Model Year | Term | APR* As Low As |
|---|---|---|
| New to 2017 | Up to 120 Months | 9.00% |
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle mileage may affect rate. Up to 120 months for loan amounts over $25,000.00. Effective July 1, 2023 and subject to change without notice.