A young lady using a smartphone

Online & Mobile Banking

Manage money

on-the-go or from the comfort of home.

Our technology is ready any time you are

Early morning. Around midnight. On your lunch break. With Mid American Online and Mobile Banking, you can access your accounts whenever you find a free moment in your day. Check your balances, pay your bills or take a deep dive into your big-picture finances - our digital tools make 24/7 banking a breeze.

Online Banking

  • Check account balances
  • Pay bills with free online Bill Payer
  • Review savings, checking and loan account history
  • View checks that have cleared
  • Review loan and Visa account history
  • Make payments on Mid American loans and Visa accounts
  • Transfer funds between Mid American accounts
  • Transfer funds to another financial institution
  • Communicate securely with Mid American
  • Receive alerts that notify you of important account activity

Mobile Banking

  • Check balances and transfer funds
  • Review recent transactions
  • Deposit checks from anywhere with your smartphone camera
  • Link your debit card to your smartphone for one-touch or contactless payments
  • Receive alerts that notify you of important account activity

Get Started

  1. Download our mobile app by searching for "Mid American Credit Union" in Google Play or App Store.
  2. Launch the app and login with the same user ID and password you use for Online Banking.
Little boy taking money out of his piggy bank savings
online & mobile banking

Mobile Wallet

Leave your cash, your checkbook and even your wallet at home. You can make secure payments at millions of merchants by linking your smartphone or mobile device to your Mid American debit or credit card.

  • Download the appropriate Mobile Wallet app for your device
  • Use simple instructions to link any number of debit or credit cards to your Mobile Wallets account
  • Just wave your device over - or tap it against - merchant payment terminals
  • Save time as you move through the checkout line
  • All Mobile Wallet purchases are recorded on your Online Banking page and monthly account statement
  • Mobile Wallet is the safer way to pay because your card number is never shared with the merchant
  • Depending on your phone, you can use a PIN or your fingerprint to verify purchases, adding an additional layer of security

Mobile Check Deposit

The fastest way to turn checks from employers, customers and friends into money in your Mid-American account is to send check images electronically through our mobile app.

  • Endorse your check as you normally would, adding the phrase, "For Mobile Deposit Only"
  • Capture images of the front and back of the check using your mobile device camera
  • Follow simple direction in the app to transmit the images to Mid-American
  • You'll receive a quick electronic confirmation that your deposit has been received
  • Funds are often available as soon as the next business day
  • You must fill out an application to use mobile deposit. See the online form below:
Use your mobile device to deposit checks easily and securely. Just take a photo of an endorsed check with our Apple or Android app, and your check will be deposited electronically. Certain qualifications apply. Fill out the application below, and we’ll notify you by email once you are approved.

Mobile check deposit is available to members who are signed up for mobile banking.


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Young lady using her smartphone in a restaurant
Have a question or need help?

Text Us

No more calling and waiting on hold. Just text your question to 316-779-0037. Account-related questions require your mobile number to be on file with your account. If you need to add your number, call our Contact Center at 316-722-3921, ext. 202.