A young lady shopping in a music store

Visa Credit Cards

Come out way ahead with low rates and exciting rewards.

If you like perks, these cards are the perfect choice, including no balance transfer fees

Fixed-rate as low as 9.9% APR1

A Visa credit card is more than just a convenient way to shop. Our cards allow you to pile up points with every purchase and redeem points earned as Cash Back, Pay with Points, Check-Out with Points, or purchase gift cards and merchandise.

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Card Choices

  • Select Rewards Visa: 9.9% APR1. Our lowest fixed-rate Visa for well-qualified cardholders.
  • Everyday Rewards Visa: 14.9% APR1. Secured or unsecured cards both feature an everyday low fixed-rate.
  • Preferred Youth Rewards Visa: 9.9% APR1. An ideal first fixed-rate credit card for young people ages 16-24. Requires adult co-signer.

Card Features

  • No annual fee
  • No cash advance fees2
  • No balance transfer fees3
  • ATM access worldwide
  • 25-day grace period on purchases
  • Make payments, get cash advances via Online or Mobile Banking
  • Use Rewards Visa for no-fee overdraft transfers to your Mid American checking account4
1APR=Annual Percentage Rate and subject to change without notice.
2Interest begins accruing on date of Cash Advance.
3Interest begins accruing on date of Balance Transfer. Balance transfers do not earn rewards points.
4A minimum of $50 will be transferred to cover a checking account overdraft of $50 or less; maximum transfer amount will be based on your available credit limit. Interest begins accruing on date of overdraft transfer.